Wedding insurance is not the only insurance you can save on, if you use the following guidelines you can save a packet on caravan insurance as well.

In order to get the best caravan insurance quotes you need to know what discounts are available from the insurer and make sure you qualify for as many as possible – some things you can do for free such as joining one of the caravanning website forums, whereas others, such as fitting a lock on your driveway gates can be done for limited expense.

The discounts offered for things such as additional security devices vary from one insurer to the next – so if you have a tracking device, alarm or locking device such as the AL-KO Secure Axle Wheel Lock or BPW Diamond Wheel Lock fitted make sure you ask whether a discount will apply when you call.

If you want to save money on your premiums you should consider buying your caravan insurance policy online.  You receive the documents almost immediately by email and you can save up to 10% off the premium rate.

Many insurers also give discounts for secure storage such as the ‘CaSSOA Gold’ storage sites, and most will base your insurance on the level of security your storage location offers, i.e. if your caravan is kept at home behind 24 hour locked gates, or in a locked building.

A no claims bonus is another great way to reduce your insurance premium – and many insurers can offer you a discount if you have previous caravanning or towing experience, and have been claim free in the last three years.

If you are aged 30 or above and have previous caravan experience you could find a caravan insurance specialist company who could give you up to 10% off your premium because they consider you pose less risk.

You can also get discounts for being a member of a caravanning club or by subscribing to specialist magazines such as Practical Caravan – this is because the insurance company assumes you will be a more knowledgeable and safer caravanner as a result.

Before you ask for a quote make sure you know exactly what you might be entitled to by way of discount such as storage and security of your caravan. Please don’t be tempted to stretch the truth a little when applying.  You may find that in doing so your claim could be affected or even refused.

What you should know about Insurers

If you think you may be entitled to a discount that has not been mentioned make sure you ask at the point of enquiry as it may not be clear and you could lose out.

Make sure you notify your provider of anything you think may make you eligible for a discount and this will ensure you pay the lowest possible premium. The quality of the service and cover are also important, make sure when comparing the like for like policies with the different companies that you keep this in mind.